Portfolio Management

At Dow Wealth Management, we offer expert guidance and personalized strategies to build and maintain a strong investment portfolio. Our experienced team understands your financial goals and risk tolerance to create a diversified portfolio that maximizes returns and minimizes risks. Leveraging market insights and analytical tools, we continuously monitor and adjust your investments to align with your objectives. With Dow, you can confidently navigate the financial markets and achieve long-term success.

We're Invested In Your Future

Wealth Management by Dow is a comprehensive service designed to help individuals manage their financial assets and achieve their financial goals. It encompasses a range of financial services, including investment management, financial planning, tax advice, estate planning, and more, tailored to the unique needs of each client.

World-Class Portfolio Management

Dow Wealth Management offers the services of a world-class investment firm dedicated to improving clients’ financial lives and making their futures more secure. As an independent firm, the company provides objective advice and is committed to excellence for its clients.

With the benefit of over 70 years of experience in the financial markets, the company has developed an expertise and knowledge base that has served its clients well– enabling them to enjoy healthy returns during prosperous economic periods, while mitigating downside risk during adverse markets.

Through Dow Managed Portfolios, Dow Wealth Management provides comprehensive investment counsel and portfolio management to affluent investors, corporations, and non-profit organizations.

Our clients benefit from the firm’s disciplined and academically-oriented investment approach as well as our extensive experience in the securities markets. High net worth individuals tend to invest with a long-term perspective. With origins dating back to the 1930s and with client relationships often spanning generations, Dow Wealth Management appreciates that wealth preservation and growth are cornerstones of your family’s security. We invest with that view firmly in mind.

Our Investment Philosophy

Complimentary Portfolio Review

Our analysis addresses four elements of investing:

The suitability of your securities for your investment goals.
The quality of the securities and our assessment of their risk.
Your portfolio’s potential for appreciation.
The operational and tax efficiency of your investment program.

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Retirement Planning: The sooner you develop a strategy and implement it, the sooner you can have peace of mind in knowing you are on the right track.
Social Security Planning: Social Security is too important for guesswork. We can help you plan an optimal strategy.
Estate Planning: Leave the legacy you want. Protect your assets, ensure your wishes are fulfilled, minimize tax transfers, or support a cause that resonates with you.

Distinguishing Characteristics

Sound portfolio management often can be usefully characterized by identifying those objectives that are not pursued

We do not Benchmark to an Index.

A well-structured portfolio designed for long-term success controls for risk and volatility. If done efficiently, the portfolio earns the rates of return delivered by the markets in which it is invested. Therefore, any given rate of return is the byproduct of that effort and cannot usefully be considered a target. If we intellectually understand the theory behind this premise — or accept it as an article of faith — then we are well-positioned for making sound investment decisions.

We do not attempt to time the Financial Markets.

Dow Wealth Management adheres to the Efficient Market Hypothesis. Respected academics have never demonstrated that anyone can successfully time the securities markets except by chance. We do not speculate in this manner and believe that it is unprofessional for investment advisors to imply that they can constructively provide such services.

We do not utilize a "BUFFET" approach to Investing.

A common theme in many investors’ portfolios is the ownership of “some of everything.” However, for a given investor, most possible investments are not suitable or desirable and, so, should not be owned at all.

A portfolio designed to protect against irrecoverable losses with the ownership of high quality securities and also designed to optimize growth as a hedge against inflation will, by default, preclude many frequently hyped asset categories.

A DOW MANAGED PORTFOLIO DOES NOT INVEST IN PACKAGED INVESTMENT PRODUCTS — e.g., exchange traded funds (ETFs), mutual funds, deferred annuities, real estate investment trusts (REITs).

In our experience and studies, the most successful investors are not product investors, but rather they own their securities directly.

Nor do we Invest in Derivative Securities.

Over time, stock options should be expected to lower investment returns and, depending on the nature of the options traded, expose the investor to heightened risks. Derivatives may be deemed appropriate only in special circumstances.

We do not change our Underlying Principles to follow Market Trends.

Successful investing is largely about adhering to a sound investment discipline. Although we remain highly aware of market trends, they tend not to influence our underlying investment principles.