Financial Planning

We help you plan for your financial future by offering personalized strategies tailored to your unique goals and circumstances. Our team of experienced advisors works closely with you to develop a comprehensive financial plan that includes retirement, social security, estate, and Medicare planning.

Plan For Your Future Financial Goals

As a full service firm, Dow Wealth Management provides its clients with comprehensive financial and investment services. We recognize that good investing is only one part of a successful financial life and is just the beginning for creating an enduring monetary legacy for your family.

The Importance of Wealth Management

Effective wealth management is crucial for securing one’s financial future. It involves creating a strategic plan that aligns with your financial goals, risk tolerance, and time horizon. By leveraging professional expertise, individuals can optimize their investment portfolios, minimize tax liabilities, and ensure that their assets are managed efficiently.

A key component of wealth management is investment management. This involves selecting and overseeing a mix of assets that can grow and preserve wealth over time. Our professional wealth managers use their expertise to navigate market fluctuations and make informed decisions that align with our clients’ long-term objectives. This strategic approach helps to maximize returns while mitigating potential risks.

Wealth management also includes essential services such as tax planning and estate planning. Tax planning strategies are designed to reduce tax burdens and increase savings, while estate planning ensures that your assets are distributed according to your wishes. By addressing these aspects, our wealth management capabilities provide a holistic approach to financial security and legacy building.

Complimentary Portfolio Review

Our analysis addresses four elements of investing:

The suitability of your securities for your investment goals.
The quality of the securities and our assessment of their risk.
Your portfolio’s potential for appreciation.
The operational and tax efficiency of your investment program.

Request a Review

: The sooner you develop a strategy and implement it, the sooner you can have peace of mind in knowing you are on the right track.
: Social Security is too important for guesswork. We can help you plan an optimal strategy.
: Leave the legacy you want. Protect your assets, fulfill your wishes, minimize tax transfers, or support a cause that resonates with you.

Retirement Planning

We provide assistance with nearly all aspects of retirement planning, including comprehensive quantitative analyses and assessments of the adequacy of retirement resources relative to retirement needs. Related services include helping to select appropriate IRAs, establishing corporate and self-employed retirement plans, and guiding individuals faced with either investment or distribution choices regarding their employer-sponsored retirement plans. We are often asked, “How much can I spend in retirement?” After reviewing your current retirement plan and assets, we can provide some quantitative feedback to this question.

Social Security Planning

Maximize your retirement income with Dow Wealth Management’s Social Security Planning. Our expert advisors help you understand the benefits of different Social Security claiming strategies, including the timing of benefits and their impact on spousal and survivor benefits. We provide personalized reports to guide your decisions and offer a downloadable guide for Baby Boomers. Get in touch with us for tailored assistance and ensure your Social Security choices support your financial goals.

Estate Planning

Ensure your legacy and protect your assets with Dow Wealth Management’s estate planning services. Our comprehensive approach includes establishing a Family Office, securing sound investment strategies, regularly reviewing financial plans, and updating essential documents like wills, powers of attorney, and trusts. We also address long-term care concerns to provide peace of mind. Let us help you map out a future that reflects your wishes and supports causes important to you. Contact us today to start organizing your estate with Dow Wealth Management.