Investment Theory Papers

The following articles cover a variety of topics and may be of interest to those interested with furthering their knowledge of investing.

Selected Market Commentaries:

2016 Summer Investment Commentary – Now, It’s All About Interest Rates

2015 Spring – Portfolio Commentary – Financial Fort Investment Portfolios

Summer, 2013 – Old, The New “New”

Spring, 2013 – The Wonder Bread Recovery

Summer, 2012 – Unwelcomed Exceptionalism

Summer, 2011 – Iceberg Spotting

Third Quarter, 2010 – The Great Abyss

Major Risk Factors in the U.S. Economy and How Investors Can Prepare for Them

All articles were researched and authored by:
Clifford G. Dow, Sr., CFA, ChFC, CFP®
Chartered Financial Analyst
Chartered Financial Consultant
Certified Financial Planner™

(PDF downloads)
(PDF downloads)
A “Barbell” Approach to
Asset Allocation
Conventional Wisdom?Convertible Bonds
Darwinism in the Stock Market
Deferred AnnuitiesInitial Public Offerings
Efficiency and the Control of RiskAn Explanation of "Junk" Bond Ratings
"Growth" Versus "Value" InvestingMortgage Pass-Thru Securities
High Price-Earnings Ratios & The Control of RiskReal Estate Investment Trusts (REITs)
How Many Stocks to BuyPreferred Stocks
International InvestingSustainable Versus Unsustainable Sources of Growth
Investing for Growth Versus Investing for Dividends
Investing for "Safety"
Investing for "Total Return"
Investing Versus Gambling
"Large Cap" Versus"Small Cap" Investing
Measurement of the Safety of a Mutual Fund
The Mother of AllHedge Funds & The Efficient Market Hypothesis
Mutual Fund Efficiency and Performance
Strategy & Practice Exhibit